News

03/01/2008

Debt consolidation & the way to manage your finances
Research by price comparison site uSwitch has found that more and more people are beginning to find their financial commitments a burden. Their figures suggest 9.5 million or 23% of the UK adult population are finding their debts unmanageable.

06/12/2007

Less choice if you are looking for an unsecured loan
According to research by Moneyfacts, the unsecured personal loan market is shrinking, with the number of loan providers decreasing by 10% in November.

29/11/2007

Struggling to access finance? 2008 could provide some hope
As we have previously highlighted, the current market conditions have made it increasingly difficult for some sectors of the population to access finance, particularly those who have experienced credit problems (so called sub-prime customers) and self-employed applicants.

26/10/2007

Don't move, improve
With stamp duty increasing at a rate of 5 times the average UK salary, experts at Zen Finance are advising homeowners not to move, but to use the equity in their home and take out a secured loan to make improvements to their existing home.

19/10/2007

Secured personal loans are still a good option
Research by market analyst Datamonitor has found that the UK secured loan market has displayed strong growth in 2007, despite the knock on effects of the global credit crunch.

04/10/2007

Interest rates remain on hold
The Bank of England Monetary Policy Committee (MPC) has kept interest rates on hold for the 3 month in a row.

04/10/2007

ADV2 become the latest lender to exit the secured loan market
ADV2 the newly launched second-charge arm of Morgan Stanley has confirmed this morning that they are going to pull their products from the market.

25/09/2007

Government to set up scheme to crackdown on loan sharks
John Hutton, the Secretary of State for Business, Enterprise & Regulatory Reform has announced a crackdown on illegal money lenders following increasing concerns of over-indebtedness.

21/09/2007

Zen Finance website launch
After the successful first month’s trading for Zen Finance, we are pleased to announce the launch of the Zen Finance website.

21/09/2007

UK consumers in denial over debts
UK consumers are in denial about their level of debt according to research by Unbiased.co.uk.

21/09/2007

More people to be refused credit
Analyst Datamonitor has found that the number of UK consumers being denied credit by mainstream lenders is forecast to rise from 7 million in 2006 to 8.6 million by 2011.

20/09/2007

The effect of rising interest rates for homeowners
The effect of rising interest rates on fixed rate mortgages has, so far, been quite limited, but this is set to change.

19/09/2007

Zen Finance launch
Stockport-based motor finance specialist DSG Financial Services Ltd has announced it is to move into the secured loans market with the launch of Zen Finance.

Our rates start from 6.2% APR variable and go up to 19.9% APR variable, which allows us to help a wide range of customers. From those with very good credit profiles through to those who have experienced difficulties in managing their finances. So it really is worth giving us a call or applying online today. If you are just looking, why not use the link below and add our site to your favourites.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.