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Secured personal loans are still a good option

Research by market analyst Datamonitor has found that the UK secured loan market has displayed strong growth in 2007, despite the knock on effects of the global credit crunch.

This growth has been encouraged by, an increase in house prices, a rise in GDP, growing levels of unsecured debt which has increased demand for debt consolidation loans, and an improvement in consumer spending.

Datamonitor predict that gross secured loan advances will reach £10.2 billion in 2011, growing at a compound average annual rate of 5%. 

Growth is predicted, despite a number of lenders leaving the secured loan market as a result of the credit crunch.  This is because a number of opportunities remain for new or returning lenders and brokers entering the market, and continued customer demand for secured loans.

Tom Nelson, Head of Secured Lending at Zen Finance says that during this period "customers should continue to seek advice from brokers, like Zen Finance, to ensure that they get the best product for their circumstances.  At Zen Finance we will be continually searching the market for new products and lenders to add to our panel, to ensure we are continuing to provide the right products for our customers."

 

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.